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Fire & Water - Cleanup & Restoration

How Much Does It Cost to Fix Hurricane Damage?

1/9/2023 (Permalink)

Tree fallen in a house Hurricane damage in East Naples, FL.

If you're in the path of a storm, you know that the cost of hurricane damage can be a lot more than your deductible. Here are some things to consider:

How Much Does It Cost to Fix Hurricane Damage?

The cost of repairing hurricane damage depends on the severity of the storm but can range from $100 for minor repairs to up to several thousand dollars for a complete reconstruction. If you're facing major repairs, here's what you need to know:

  • The average homeowner insurance deductible is about $1,000.
  • Insurers have a wide variety of policies and rates. Check with your insurance agent for more information on coverage details (and their deductibles).
  • FEMA may be able to help cover damage if your area is declared an official disaster zone by the government.

Wind Speed vs. Insurance

As you might expect, the amount of damage your East Naples, FL home sustains from a hurricane depends on the strength of the storm. Wind speeds are measured in miles per hour (mph), and insurance companies use this number to determine your deductible. For example, if you live in an area that's considered a "wind zone" for hurricanes, then your deductible will typically be lower than if you live in an area where storms tend to have lower wind speeds.

Roof Replacement or Repair

A roof replacement is more permanent than a roof repair. It will last longer and be more structurally sound, but it’s also more expensive to replace the entire roof instead of just repairing the damaged portions. When you are looking at cost, remember that it often makes sense to replace your roof in stages rather than all at once.

A contractor will inspect your home’s current state and determine whether or not it needs an entirely new roof or if repairs can be made instead. If there are only specific areas where damage has occurred (for example on just one side), then those areas can usually be replaced without replacing all of them immediately as well.

Broken Windows

The cost of replacing a broken window depends on the size and type of window. If you have an older home with double-hung sash windows that need replacement, it might be best to consider repairing them instead. This is especially true if your house has more than one story or if there’s no way for someone outside your home to reach the damaged area on their own without damaging something else in the process.

High Winds and Trees

Hurricane season is a time when everyone wants to make sure their homes are protected and ready. If you're in an area that's at risk for high winds, it might be time to think about how you can help protect your property from damage. Some tips:

  • If a storm is coming, try closing all windows and doors to reduce the amount of debris that will be blown around by the wind.
  • Make sure trees near your home are trimmed so they don't bend or break during strong winds.
  • Keep any loose objects like lawn chairs or patio umbrellas away from windows so they won't get sucked into them if the window breaks during high winds or heavy rain.

The cost to repair hurricane damage depends on the nature of the storm and where you live.

The cost of hurricane damage depends upon several factors. The nature of the storm and where you live are two important ones. How much damage is done will also play a role in determining the cost. For example, if your roof is damaged by high winds, it may be less expensive to repair than if your home's foundation was compromised in some way or another.

Sometimes FEMA provides assistance with cleanup costs after a hurricane makes landfall in an area where they've declared an emergency - but not always!

Hurricane damage can be devastating, but it's also important to remember that there are resources available to help you navigate the insurance process. You'll need a disaster restoration professional and an insurance agent who knows what they're doing. We hope this article has given you some tips on how to choose both of those professionals!

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